Agricultural

Formed by farmers to protect farmers – the foundation that guides us to this day.
The farm is the heart beat of the rural community. Whether it’s been in the family for generations, a newly owned property or part of a larger operation, it’s a place many still call home. For many people in rural communities, it’s both home and business.

We’ve watched the agricultural landscape change over the years. We know that choosing an insurance program is an important part of the success of any farming operation. Between accidents, mechanical breakdown, and Mother Nature, managing your risk with appropriate coverage is absolutely crucial.

Machinery Coverage

All external perils coverage. Damage to non-owned or leased machinery. Loss of use. Optional replacement costs.

Building Coverage

Broadform or named perils coverage. Optional replacement costs. Increased reconstruction costs due to bylaws.

Produce Coverage

Seed, fertilizers, herbicides, pesticides and commercial feed, refrigerated product.

Livestock Coverage

Standard or broadform coverages available for cattle, swine, poultry and horse.

Loss of Income Coverage

Ongoing and extra expenses after a loss.

Public Legal Liability

Corporate and family farm operations. Environmental pollution coverage. Extensions for custom work.